The only thing keeping you from living in your dream home and benefitting from the lifestyle you deserve is finding the best low deposit home loans. With the right loan, you can purchase the ideal land on which to build your perfect house and finance construction. With the right finance construction you can renovate or extend to turn your place into a palace.
You’re An Individual – So Should Your
No two people are the same. They have different needs for their home. They use space in different ways. They have families that are different to others.
When you are searching for low deposit home loans, or even a no deposit home loan, you have every right to expect to be treated like an individual. Here at Building Loans Australia, our experience tells us that your needs will be different to those of anyone else. To get the best construction finance for you, we’ll need to understand more about you. So the first thing you can expect when speaking to Building Loans Australia is to be treated like an individual and be asked questions like:
- Is this your first time or have you bought before?
- Where do you want to buy or where is your existing home located?
- Tell me about your loan preferences – fixed or variables rates, for example?
- Do you know how offset accounts work, or redraw, line of credits, and BPAY facilities, for example? Would any of these be valuable to you in your construction finance?
- How long do you intend to stay in the home?
We’ll ask about your plans, and what type of financing you require. For example, areas of specialisation here at Building Loans Australia include:
- House & Land Package Home Loans
- Construction Loans
- Other Types of Construction
- No deposit land loans
- 95% land loans
When we understand you and your needs, only then will we begin to search the bank of more than 800 home loan products from more than 35 banks, lenders, and credit unions that we use to source the best home construction loan for you. We’ll find the:
- Best lender
- Best product
- Best rate
For you and your unique circumstances.
Get The Best Finance Available: Get Prepared
Our service is free of charge, and to help you make the best choice of finance options available to you we’ve included sound and specific resources for you on this website. Take a browse, and become acquainted with the different types of loan available to you and the different purposes for which we specialise. Use the navigation bar, and click on links provided on each page of the Building Loans Australia website.
Once you’re a little more acquainted with the types of construction finance available, contact us and we’ll arrange a Home Loan Options and Strategy session with one of our experienced team. This may prove to be the best 20 minutes of your time you will ever have spent. During the free, no obligation session we’ll discuss:
- Strategies you can use to repay your loan in full in record time*
- All costs associated with purchase; deposit requirements; and budgeting for repayments and cash flow
- Structure of loan and purchase for maximum tax benefits
- Home buying procedures if this is your first home purchase
You’ll also have the opportunity to ask any questions you may have about construction finance and home loans, our experience, the buying process, and to close any remaining gaps in your knowledge.
*For example, we’ll show you how to use a simple ‘set-and-forget’ strategy to reduce the home loan repayment period by nine years and save $138,466 in interest payments (based on a $350,000 loan at 7% and combined income of $100,000).
Start Today And Be Living The Dream Tomorrow
We work hard to ensure that financing your dream property ceases to be an insurmountable hurdle. With the access to lenders and funds that we have, you’ll find our experience and reach combine with your desire and passion will make your dream home a reality.
Contact Building Loans Australia today, and take the next step to your